Are You Making the Most of Your Dental Insurance Benefits?
November 19, 2024 9:00 amIf you’re paying for dental insurance, you want to get your money’s worth—and rightfully so! Many people don’t realize just how much value their plan offers until it’s too late, leaving unused dental insurance benefits on the table at the end of the year. With a little planning and knowledge, you can maximize your coverage and keep your smile in excellent shape.
1. Know Your Coverage
Understanding your plan is the first step. Most dental insurance plans cover preventive care like cleanings and exams at little to no cost to you. These visits are not only key to maintaining good oral health but also help catch issues like cavities or gum disease early—saving you time and money in the long run. Don’t miss out on these fully covered services!
2. Use Your Annual Maximum
Many insurance plans include an annual maximum—the most they’ll pay for dental care in a year. If you have untreated issues like cavities, crowns, or other restorative needs, now’s the time to schedule those appointments and make use of your remaining benefits. If you wait until after December 31, you may lose what you haven’t used.
3. Don’t Forget About Flex Spending Accounts (FSAs)
If you have an FSA, it’s worth noting that these funds often expire at year’s end. Dental treatments like fillings, sealants, or even teeth whitening (if covered by your plan) are eligible expenses. Using your FSA dollars before they’re gone is a smart way to save.
Simplify Your Insurance Experience in Munford, TN
At Southern Dental Munford, Dr. Cheryl Bird and her team are dedicated to helping you navigate your dental insurance benefits with ease. We’re happy to file claims, track coverage, and answer any questions you have so you can focus on your oral health—not the paperwork. Schedule your appointment today and let us help you make the most of your benefits before the year ends!
Image from Authority Dental under CC 2.0
Categorised in: Financial
